Georgia Credit Union Associates reports results of recent poll on saving, credit cards and retirement.
Sunday, December 23, 2012
Georgians say they are wiser than they were a year ago when it comes to money matters. According to a recent poll by Duluth-based Georgia Credit Union Affiliates, 71.5 percent of respondents report that they have learned at least one money lesson in the past 12 months. www.gcua.org Respondents say they learned lessons about: Among the popular savings lessons learned are: With credit cards, many consumers have learned to use cards for emergencies only or have chosen to forgo additional charges until the balance is paid in full. Finally, many Georgians have learned the importance of planning now for their retirement years by investing in an employer-supported retirement plan or opening an IRA. Other areas in which people report learning …
Survey by Duluth-based Georgia Credit Union Affiliates shows most Georgians plan to spend about the same or less on Christmas gifts.
Friday, December 14, 2012
Only 3.3 percent of Georgians are planning to spend more on gifts this holiday season, according to the latest poll from Duluth-based Georgia Credit Union Affiliates (GCUA). That means 96.7 percent of shoppers will be spending the same or less as in 2011. The survey also revealed: GCUA reported that retail sales for the holiday season are expected to grow 4.1 percent, less than the 5.6 percent increase experienced in 2011. Also, a survey conducted by American Express and the Harrison Group found that while the top 10 percent of the population will spend nearly 22 percent more on gifts than they did last year, overall gift giving is expected be down. Are you planning on spending more, less or about the same on Christmas gifts this year? …