Understanding Veteran Benefits for Seniors

Caring for aging loved ones can be difficult under any circumstance, but challenges often multiply when dealing with a unique segment of seniors—veterans.

According to the National Alliance for Caregivers, caregivers of veterans are twice as likely to remain a caregiver for 10 years or longer, and are often unable to retain a job while providing adequate care for their veteran. With stress and pressure stacking up, these caregivers – often the adult children or even grandchildren – may wonder where to turn for assistance, and may be unaware of resources that are available for veterans.

In Georgia alone, there are more than half a million veterans and most aren’t utilizing the resources provided to them by the government. According to the U.S. Department of Veteran’s Affairs, only 36 percent of eligible veterans are currently receiving VA benefits.

Curious what benefits senior veterans are eligible to receive? There are several options for seniors:

• VA Aid and Attendance:  For caregivers who are no longer able to provide the amount and quality of care their loved ones need, the Aid and Attendance benefit can be a huge help. This benefit, provided by the U.S. Department of Veterans Affairs, helps to offset the cost of rent in assisted living communities for veterans and their spouses. Veterans may qualify for up to $1,632 monthly and surviving spouses may qualify for $1,055 monthly. For a couple (married veteran and spouse), the maximum benefit is $1,949.  For more information, visit  http://www.veteranaid.org/apply.php for a step by step guide to applying.
• Veterans Non-Service Connected Improved Pension Benefit Program: One of the most significant benefit programs for veterans is the Veterans Non-Service Connected Improved Pension Benefit Program, which was formed to provide aid to veterans and their surviving family members. The program gives financial assistance to veterans over the age of 65 who have served for at least 90 days and whose income is below a set amount by Congress. Retired veterans often meet these requirements and can receive substantial government aid. To learn more visit: http://www.vba.va.gov/bln/21/pension/vetpen.htm#1
   
• Driving evaluations: With many of our residents, their driving skills decrease as they age. Through the VA healthcare system, veterans are eligible for an extensive driving evaluation. Veterans can receive benefits like an in-depth personal driving evaluation, patient and family education on the issue and behind-the-wheel instruction. In addition, veterans can benefit from lessons on defensive driving techniques and vehicle and equipment evaluation by certified professionals.                                
  
  With a wealth of resources and available benefits, make sure to explore which are ideal for you or your loved one this Veteran’s Day.

Susan Tidwell is executive director of Plantation South Duluth (www.plantationsouth-duluth.com), an assisted living residential community in Duluth. She can be reached at 770-623-0617 or ED.DUL@smacommunity.net.