Ann Marshall, center, executive vice president, COO and CFO of the in Duluth, thanked the Duluth Merchants Association and the community for supporting the bank during difficult times in the financial industry at the Sept. 6 meeting of the DMA hosted by the bank. The bank got some appreciation in return. Kathryn Willis praised the bank for being the No. 1 sponsor of the Duluth Fall Festival and for supporting other community activities. Gwinnett Community Bank, founded in 1999, also has branches in Buford and Suwanee. J. Terry Swaim, left, of Community Wealth Management gave a presentation on investing in a tough economy. Swaim recommended a balanced approach – “investing in a little piece of everything.” He also placed the current U.S. financial situation in perspective by pointing out that there have been other periods when the country was subjected to multiple economic pressures, but recovered. DMA Vice President Jim Johnson, right, encouraged DMA members to sign on as sponsors of a Light Up Motorcycle Ride it is sponsoring Oct. 15 to light the Living Honorarium on the . The ride begins at and ends at the Living Honorarium. The monument honoring active military, living veterans, police, firefighters, and emergency services providers is being unveiled Sunday on the 10th anniversary of 9/11. The next DMA meeting is scheduled for 6 p.m. Tuesday, Oct. 4, at Atlanta Flooring and Design in Suwanee.